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American Express Membership Rewards® Credit Card
American Express
Earn Membership Rewards® Points on everyday spends and unlock premium rewards with milestone benefits.

Detailed Features
The American Express Membership Rewards® Credit Card comes packed with features designed to enhance your lifestyle and maximize your rewards:
- Welcome Gift of 4,000 Membership Rewards® Points on spending ₹15,000 within 90 days
- Earn 1 Membership Rewards® Point for every ₹50 spent (excluding fuel, insurance, utilities, cash, and POS EMI)
- Earn 1,000 bonus points for 4 transactions of ₹1,500+ in a calendar month
- Monthly milestone: Earn 1,000 bonus points on spending ₹20,000+ (enrollment required)
- Earn 5,000 Membership Rewards Points on 1st renewal after paying annual fee
- Redeem points for Taj, Amazon, Flipkart, Tanishq, Shoppers Stop and more
- Fuel convenience fee waiver at HPCL for transactions below ₹5,000
- 24x7 assistance, dispute resolution, emergency card replacement, and contactless payments
Categories
Rewards
Fuel Waiver
EMI Benefits
POS Payments
Online Shopping
Travel
Quick Facts
Joining Fee₹1000
Annual Fee₹4500
Fee waiver on spend₹150000
NetworkAmex
TypeRewards
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Eligibility
Minimum annual income of ₹6 Lakhs. Age 18+, good credit history, resident of eligible cities with Indian bank account.