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IDFC FIRST EA₹N Virtual Credit Card
IDFC FIRST Bank
A virtual, FD-backed credit card with up to 1% cashback on every spend and UPI payment convenience.
Detailed Features
The IDFC FIRST EA₹N Virtual Credit Card comes packed with features designed to enhance your lifestyle and maximize your rewards:
- Earn 1% cashback on spends via IDFC FIRST Bank app
- Earn 0.5% cashback on UPI spends via other apps and online transactions
- Cashback capped at ₹500 per statement cycle
- 25% discount up to ₹100 on movie tickets on District by Zomato
- Complimentary roadside assistance worth ₹1,399
- Lost card liability cover of ₹25,000
- Personal accident insurance cover of ₹2,00,000
- Supports UPI payments via IDFC FIRST Bank app
- Credit limit backed by Fixed Deposit
- No credit history required
Benefits
Insurance
Lost card liability of ₹25,000 and personal accident cover of ₹2,00,000.
Categories
No Income Proof
Cashback
Quick Facts
Joining Fee₹499
Annual Fee₹499
NetworkRuPay
TypeNo Income Proof
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Eligibility
Indian citizen aged 18 years or above with a minimum ₹5,000 fixed deposit at IDFC FIRST Bank.