Detailed Comparison
| Feature | Axis Atlas Credit Card | American Express Platinum Travel Credit Card | ICICI Bank Emeralde Private Metal Credit Card |
|---|---|---|---|
| Annual Fee | ₹5,000 | ₹5,000 | ₹12,499 |
| Joining Fee | ₹5,000 | ₹5,000 | ₹12,499 |
| Annual Fee Waiver | Not Available | Not Available | ₹1,000,000 |
| Network | VISA | Amex | VISA |
| Lounge Access | 4 International & 8 Domestic Lounge visits annually | 8 complimentary domestic airport lounge visits per year (2 per quarter). | Unlimited domestic and international lounge access with Priority Pass membership |
| Insurance | Not Available | Zero Lost Card Liability, Platinum Services, Contactless Payment. | Travel cancellation cover of up to Rs. 12,000 per year for flight/hotel bookings |
Axis Atlas Credit Card
Axis Bank
Travel
Lounge Access
Rewards
Fuel Waiver
Online Shopping
POS Payments
No Spend Lounge Access
An airline-agnostic travel credit card designed to benefit you on every travel you make. Enjoy exclusive travel benefits and much more.
Key Features:
- Best Credit Card for Luxury Travel including Airline Miles, Hotel Redemption
- 2500 EDGE Miles as a welcome benefit on first transaction within 37 days
- 5 EDGE Miles per ₹100 spent on Travel Edge portal, airlines, and hotels
- 2 EDGE Miles per ₹100 spent on all other categories
- Annual benefit of up to 5000 EDGE Miles on fee payment
American Express Platinum Travel Credit Card
American Express
Lounge Access
Travel
Rewards
Metal Card
Insurance Payments
Online Shopping
POS Payments
No Spend Lounge Access
Earn Membership Rewards points on spends and enjoy exclusive travel benefits including vouchers and lounge access. Get up to 12-13% return on travel spends.
Key Features:
- Earn 1 Membership Rewards Point for every Rs. 50 spent (except fuel, insurance, utilities, cash transactions, EMI conversion)
- Earn 3X Membership Rewards Points on Gyftr vouchers
- Welcome Gift of 10,000 Membership Rewards points (worth Rs. 3,000) on spending Rs. 15,000 within 90 days
- On spending Rs. 1.9 Lacs in a year: 17,500 points + 7,500 additional points + 10,000 points on call
- On spending Rs. 4 Lacs in a year: 22,500 points + 15,000 additional points + 15,000 points on call
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank
Lounge Access
Travel
Entertainment
Golf
The ICICI Bank Emeralde Private Metal Credit Card is an invite-only super-premium credit card designed for high-end customers, offering luxury, travel, and lifestyle benefits.
Key Features:
- Generous credit limit
- 3% rewards accrual on all spends, including insurance and utilities
- Unlimited domestic and international lounge access
- Low forex markup fee of 2%
- Up to Rs. 12,000 refund on travel cancellations