Detailed Comparison
| Feature | HSBC Live+ Credit Card | Myntra Kotak Credit Card |
|---|---|---|
| Annual Fee | ₹999 | ₹500 |
| Joining Fee | ₹999 | ₹500 |
| Annual Fee Waiver | ₹200,000 | ₹200,000 |
| Network | VISA | RuPay |
| Lounge Access | 4 complimentary domestic airport lounge visits per year (one per quarter). | 1 complimentary domestic lounge access per quarter |
| Insurance | Not Available | Not specified |
HSBC Live+ Credit Card
HSBC
Lounge Access
Dining
Grocery
Cashback
Online Shopping
No Spend Lounge Access
Dine, shop and have fun with extra cashback.
Key Features:
- 10% accelerated cashback on dining, food delivery, and grocery spends (capped at INR 1,000/month)
- 1.5% unlimited cashback on other spends
- Welcome offer: INR 1,000 cashback on spending INR 20,000 within 30 days
- E-gift voucher worth INR 250 on online application and video KYC
- 4 complimentary domestic airport lounge visits per year (one per quarter)
Myntra Kotak Credit Card
Kotak Mahindra Bank
Lounge Access
Entertainment
Cashback
Online Shopping
Unlimited Cashback, Instant discounts, free shipping, early access to exclusive sales and much more!
Key Features:
- 7.5% instant discount on Myntra (₹750 max per transaction)
- 5% cashback on preferred partners (₹1000 max per billing cycle)
- 1.25% unlimited cashback on other spends
- 2 complimentary PVR tickets per quarter on ₹50,000 spend
- Complimentary Myntra Insider membership