Detailed Comparison
| Feature | Tata Neu Infinity HDFC Bank Credit Card | Kiwi/Klick RuPay Credit Card | Federal Scapia Co-Branded Credit Card |
|---|---|---|---|
| Annual Fee | ₹1,499 | ₹0 | ₹0 |
| Joining Fee | ₹1,499 | ₹0 | ₹0 |
| Annual Fee Waiver | ₹300,000 | Not Available | Not Available |
| Network | RuPay | RuPay | VISA |
| Lounge Access | 8 Domestic lounge visits per year (2 per quarter) | 3 Domestic Airport Lounge Access per year | Unlimited domestic lounge access on spending ₹10,000 per month |
| Insurance | ₹1 Crore air accident cover, ₹15L emergency hospitalization, ₹9L lost card liability | Not Available | Not Available |
Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank
Lounge Access
Cashback
QR Payments
Insurance Payments
Online Shopping
Utility Bills
Get 5% NeuCoins cashback on electricity bills, 1.5% on QR payments, and 8 domestic lounge visits per year with the Tata Neu Infinity HDFC Bank Credit Card.
Key Features:
- 10% back as NeuCoins on online shopping from Tata Neu, Croma, BigBasket, Westside, gold purchase from Tanishq and more
- 5% back as NeuCoins on electricity bill payments through Tata Neu app
- 1.5% back as NeuCoins on all QR code payments
- 1.5% back as NeuCoins on all other non-Tata brand spends
- 2 complimentary domestic airport lounge visits per quarter (8 per year)
Kiwi/Klick RuPay Credit Card
Yes Bank
Lifetime Free
Lounge Access
QR Payments
Cashback
A lifetime free RuPay credit card designed for UPI payments, offering rewards and cashback.
Key Features:
- Zero Joining Fees & Annual Fees
- 0.5 % on online transactions (where payment is redirected from merchant website/app to Kiwi app to complete the transaction)
- 2% cashback on QR payments via Kiwi app (Free membership worth ₹999 for first year to get 5% cashback)
- 3% cashback + 1 lounge access on ₹50,000 yearly spend (With Kiwi membership)
- 4% cashback + 1 lounge access on ₹1,00,000 yearly spend (With Kiwi membership)
Federal Scapia Co-Branded Credit Card
Federal Bank
Lifetime Free
Zero Forex
Lounge Access
Cashback
Travel
Scapia is built for travel lovers, allowing you to convert everyday expenses into travel experiences. Get the card instantly through a fully digital onboarding process on the Scapia app.
Key Features:
- Unlimited domestic lounge access on spending ₹10,000 per month
- 10% reward on every eligible online and offline spend
- Instant redemption on flights, hotels, and buses on the Scapia app
- Zero forex markup on all international transactions
- Instant in-app repayment