Detailed Comparison
| Feature | Kiwi/Klick RuPay Credit Card | Yes Bank Kredit.Pe Credit Card | Jupiter Edge RuPay Credit Card |
|---|---|---|---|
| Annual Fee | ₹0 | ₹0 | ₹0 |
| Joining Fee | ₹0 | ₹0 | ₹0 |
| Annual Fee Waiver | Not Available | Not Available | Not Available |
| Network | RuPay | RuPay | RuPay |
| Lounge Access | 3 Domestic Airport Lounge Access per year | Not Available | Not Available |
| Insurance | Not Available | Not Available | Not Available |
Kiwi/Klick RuPay Credit Card
Yes Bank
Lifetime Free
Lounge Access
QR Payments
Cashback
A lifetime free RuPay credit card designed for UPI payments, offering rewards and cashback.
Key Features:
- Zero Joining Fees & Annual Fees
- 0.5 % on online transactions (where payment is redirected from merchant website/app to Kiwi app to complete the transaction)
- 2% cashback on QR payments via Kiwi app (Free membership worth ₹999 for first year to get 5% cashback)
- 3% cashback + 1 lounge access on ₹50,000 yearly spend (With Kiwi membership)
- 4% cashback + 1 lounge access on ₹1,00,000 yearly spend (With Kiwi membership)
Yes Bank Kredit.Pe Credit Card
Yes Bank
Lifetime Free
Cashback
QR Payments
POS Payments
Lifetime free secured credit card with unlimited cashback on UPI and offline payments.
Key Features:
- 2% cashback on UPI payments with RuPay credit card
- 1% cashback on UPI payments with a bank account
- 3% cashback on offline transactions
- No income proof or credit history required
- Start with ₹2,000 FD and add more anytime
Jupiter Edge RuPay Credit Card
CSB Bank
Lifetime Free
Cashback
QR Payments
POS Payments
The 3-in-1 RuPay Credit Card: Switch between shopping, travel, and dining with assured cashback. Get 2% cashback on offline merchant QR/POS spends.
Key Features:
- 2% cashback on merchant QR/POS spends (including gold purchases)
- 2% cashback on shopping, travel, and dining
- 0.4% cashback on all other UPI and credit card spends
- Lifetime free credit card
- Welcome rewards worth ₹250 on UPI & card spends